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Answer a few questions and a licensed Medicare advisor will match you with plans that fit your doctors, prescriptions, and budget - at no cost to you.

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2 min
To find your plan
  • Medicare Advantage, Supplement, and Part D plans
  • Free, no-obligation plan comparison
  • Licensed advisors explain your options in plain English
  • Check if your doctors and prescriptions are covered

Find Your Medicare Plan

Takes less than 2 minutes. 100% free.

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We compare plans from leading Medicare carriers
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MUTUAL OF OMAHA

Three Steps to the Right Medicare Plan

Getting help with Medicare shouldn't be complicated. Here's how we simplify the process.

1

Answer a Few Questions

Tell us your zip code, current coverage, and what matters most. Takes about 2 minutes. Completely confidential.

2

Get Matched With an Advisor

A licensed Medicare advisor in your area reviews your needs and identifies the plans that cover your doctors and prescriptions.

3

Choose Your Plan

Your advisor walks you through your options in plain English - comparing costs, coverage, and benefits. No pressure, no obligation.

Medicare Plan Costs at a Glance

A quick look at typical costs for different types of Medicare coverage.

Plan TypeMonthly PremiumDeductibleDoctor Copay
Medicare Advantage (HMO)$0 - $50/mo$0 - $250$0 - $30
Medicare Advantage (PPO)$20 - $80/mo$0 - $500$10 - $45
Medigap Plan G$100 - $250/mo$240 (Part B)$0
Medigap Plan N$80 - $200/mo$240 (Part B)$0 - $20
Part D (Drug Plan)$7 - $100/mo$0 - $590Varies by tier

*Costs vary significantly by zip code, carrier, and your individual health profile. These are representative ranges for 2026 plans. A licensed advisor can provide exact costs for plans available in your area.

Understanding Your Medicare Plan Options

Medicare has multiple parts. Here's a simple breakdown of what each one covers.

Most Popular

Medicare Advantage (Part C)

An all-in-one alternative to Original Medicare offered by private insurers. Bundles Parts A and B, often includes prescription drugs, dental, vision, and hearing. Many plans have $0 premiums.

Best for: people who want all-in-one coverage with extra benefits
Comprehensive

Medicare Supplement (Medigap)

Works alongside Original Medicare to cover out-of-pocket costs like copays, coinsurance, and deductibles. See any doctor that accepts Medicare nationwide.

Best for: people who travel, want doctor flexibility, and predictable costs
Drug Coverage

Prescription Drug Plans (Part D)

Covers the cost of prescription medications. Available as a standalone plan with Original Medicare, or bundled into most Medicare Advantage plans. Formularies vary by plan.

Best for: anyone on Original Medicare who needs prescription coverage
Foundation

Original Medicare (Parts A & B)

Part A covers hospital stays and skilled nursing. Part B covers doctor visits, outpatient care, and preventive services. Most people get Part A premium-free if they paid Medicare taxes while working.

Best for: the foundation - most people pair this with a Supplement or switch to Advantage

Key Medicare Enrollment Periods

Timing matters with Medicare. Missing a window could mean penalties or gaps in coverage.

3 months before 65

Initial Enrollment Period (IEP)

Your first chance to enroll. This 7-month window starts 3 months before your 65th birthday and ends 3 months after. Late enrollment can mean permanent penalties.

Oct 15 - Dec 7

Annual Enrollment Period (AEP)

The yearly window to switch Medicare Advantage or Part D plans. Changes take effect January 1. This is the best time to review your current plan and compare new options.

Jan 1 - Mar 31

Open Enrollment Period (OEP)

Already on a Medicare Advantage plan? You can switch to a different Advantage plan or go back to Original Medicare during this window.

Varies

Special Enrollment Periods (SEP)

Qualifying life events - like moving, losing employer coverage, or qualifying for Medicaid - can trigger a special window to make changes outside the normal periods.

Frequently Asked Questions

What's the difference between Medicare Advantage and Medicare Supplement?+
Medicare Advantage (Part C) replaces Original Medicare - you get all your coverage through one plan, often with added benefits like dental and vision. Medicare Supplement (Medigap) works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. You can't have both at the same time. An advisor can help you decide which approach fits your situation better.
Is there really no cost for your service?+
Correct - there is absolutely no fee for using our service. Licensed Medicare advisors are compensated by the insurance carriers when you enroll in a plan. The plans cost the same whether you enroll directly or through an advisor, so you get expert guidance at no extra cost.
When should I start looking at Medicare plans?+
Ideally, start researching about 3-6 months before you turn 65. Your Initial Enrollment Period begins 3 months before your birthday month. Starting early gives you time to understand your options without feeling rushed. If you're already on Medicare, the Annual Enrollment Period (Oct 15 - Dec 7) is the time to review and switch plans.
Will I be pressured to buy a plan?+
Absolutely not. Our advisors are here to educate and guide, not to pressure. Medicare regulations strictly prohibit high-pressure sales tactics. You'll get a clear explanation of your options, and the decision is always yours to make on your own timeline.
Can I keep my current doctor?+
It depends on the plan. With Original Medicare and a Supplement, you can see any doctor that accepts Medicare. Medicare Advantage plans typically use provider networks (HMO or PPO), so your advisor will check that your doctors are in-network before recommending a plan. This is one of the biggest reasons to work with a local advisor who knows your area.
What if I'm already on Medicare and want to switch plans?+
You can review and switch plans during the Annual Enrollment Period (October 15 - December 7) each year. If you have a qualifying life event, you may also have a Special Enrollment Period. An advisor can review your current plan, check if better options are available in your area, and help you make the switch if it makes sense.

Ready to find the right Medicare plan?

Free comparison. No pressure. Licensed advisors in your area.

Find My Plan or Call (800) 555-1234 TTY: 711

We do not offer every plan available in your area. Currently we represent multiple organizations which offer Medicare Advantage, Medicare Supplement, and Prescription Drug plans in your area. Please contact Medicare.gov, 1-800-MEDICARE (1-800-633-4227), or your local State Health Insurance Program (SHIP) to get information on all of your options.

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Before you go...

Medicare enrollment periods are limited. Getting a free plan comparison now takes 2 minutes and could save you hundreds per year on premiums, copays, and prescriptions.